STOP! Don't Sign Your Mortgage Renewal Until You've Explored All Your Options!

Is your mortgage coming up for renewal? Don’t be too quick to sign that mortgage renewal letter. Over 70% of mortgage holders do just that, and what is the usual result? — a higher rate and a mortgage product that might not be best suited to their interests. Experience has shown that the “Big Banks” send their mortgage renewals out at a posted rate. Lenders are counting on the fact that most homeowners are too busy to ask questions or to inquire about getting a better rate, but don't let this happen to you!

You should recognize that you are now negotiating from a position of strength as your mortgage principal has dropped and in most cases your home value has increased.  Lenders see you as a lower risk borrower and consequently you should be getting the best rates available.  That may not happen if you simply sign the renewal document provided by your existing lender. 

Rather, let the lenders compete for your business to be sure you do in fact get the best mortgage possible.  Complete the form below for a FREE consultation. We’ll review your current situation and ensure you get the best rate and terms available. I can even guarantee future interest rates up to 120 days before your renewal date!